– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Hōtaka – AAA Lendings Taipitopito:
Tirohanga
Kaupapa DSCR (Debt Service Coverage Ratio).
Koinei te kaupapa ngawari i waenga i nga kaupapa Kore-QM katoa.
Karekau e hiahiatia te whiwhinga moni/ tunga mahi/ whakahoki taake.
Kaupapa Whakahirahira
1) Tae atu ki te $2M te moni nama;
2) Tae atu ki te 80% LTV;
3) 660, teitei ake ranei te Score nama;
4) Ka kati i roto i nga hinonga;
5) Karekau he here i runga i te maha o nga rawa ka utua;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, and Non-Warrantable Condos are available.
He aha te DSCR?
Kei te mohio koe me pehea te whakauru mo te mokete mokete whare kaore he korero mahi me te moni whiwhi?
Kaore koe i te whai tohu mo nga putea mokete tikanga?
Kei te mohio koe ko tehea kaupapa putea te hua ngawari?
Kei te pirangi koe ki te mohio me pehea te whakamahi i nga tuhinga kua whakahekehia hei whakamana i te taurewa?
He tino uaua ki a koe ki te whiwhi putea kaainga i roto i to umanga?
Ka tukuna e matou he kaupapa putea tino pai hei whakatutuki i nga kaupapa matua o runga ake nei - te kaupapa DSCR. Koia te hua kore-QM tino rongonui i roto i nga mokete mokete whare.
Ko te DSCR (Debt Service Coverage Ratio) he mea hoahoa mo nga kaipakihi hoko whenua mohio me te whakamana i nga kai-nama i runga i nga moni-moni mai i te rawa kaupapa hei tātari i te tohu morearea o te haumi. I tenei ra, ka aro tatou ki te maarama ki te whakamaramatanga o te DSCR me te hura i te mea ngaro o te kaupapa DSCR mai i te tirohanga o te haumi mokete whare.
Me pehea te tatau DSCR?
Mo te mokete mokete whare, e tohu ana te DSCR ki te tauwehenga o nga moni reti reti ia marama o tetahi whare haumi ki te katoa o nga whakapaunga whare (pēnei i te tumuaki, huamoni, taake whenua, inihua me te utu whakahaere (mehemea karekau he utu i puta, ka tuhia hei 0)). Ko te iti o te ōwehenga, ka nui ake te tupono o te nama. Ka taea te whakaatu i nga korero e whai ake nei:
Ka tukuna e matou "Karekau he tauwehenga DSCR" mo o taatau kiritaki, ko te tikanga ka heke iho te ōwehenga ki te "0". I roto i a maatau hua taurewa tikanga, me whakatairitehia a maatau moni ki te PITIA (Maapono / Huanga / Taake / Inihua / HOA) me etahi atu taunahatanga o te whare kua moketehia ki te whakatau mena ka uru te nama.
Nga painga o te DSCR
Kaore he tauwehenga DSCR, he hua taurewa kaore i te manatoko i te moni whiwhi, kaore he whakaritenga mo te moni whiwhi a te tangata nama na te mea kaore e uru ki te tatauranga o te DTI. A ko te iti rawa o te DSCR ka taea te iti ki te 0. Ahakoa he iti te moni reti, ka taea tonu e tatou! He whiringa pai tenei mo te hunga nama he iti te moni whiwhi, he nui ake ranei nga nama.
I tua atu, ka whakaaehia nga tangata kee mo tenei kaupapa, ina koa me te visa F1. Mena he tangata ke koe, kaore e taea e koe te uru ki te mokete mokete, whakapaa mai ki a maatau ka whiwhi i to ahuatanga nama.
Whakaahua taipitopito hua:
Aratohu Hua e Pa ana:
AAA LENDINGS ehara i te mea tuku noa; ko matou to hoa putea. Ka whai wa matou ki te whakarongo ki o whainga putea me o wawata, me te tuku arataki i tua atu i te tukanga tono. Ko ta matou whakapau kaha ki to oranga putea kei tua atu i te kati i te mahi, a ka whakatapua matou ki te awhina i a koe ki te whakatutuki i o whainga mo te wa roa, ahakoa he kainga, he whakangao whare, he whakakotahi nama ranei. – AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings , Ka tukuna te hua ki nga wa katoa o te ao, penei: Bangalore, Sevilla, Norwegian, I mua i te kaha o te ngaru o te ao o te whakakotahitanga ohaoha, kua maia matou ki a maatau taonga kounga teitei me te mahi pono ki o taatau kaihoko katoa me te hiahia kia mahi tahi koe.
Na Alberta mai i te United States - 2018.03.03 13:09 He taputapu matatau te wheketere, he kaimahi mohio me te taumata whakahaere pai, no reira ko te kounga o te hua he whakapumau, he tino pai tenei mahi tahi me te koa!
Na Katherine no Bahamas - 2017.09.22 11:32 
