Katoa Doc Jumbo Overview
Katoa Doc JumboHe nui ake te moni nama i nga tepe mo te taurewa e rite ana ki te tikanga.
Reiti:Patohia ki konei
Katoa nga Whakaaturanga a Doc Jumbo
Prime 30 Yrs Whakatika & 10/6 ARM
1) Max.LTV 80% mo te hoko;Max.LTV 70% mo C/O;
2) Max.Te moni nama $3.0M;
3) Min.12 marama rahui i runga i te PITIA;
4) Min.FICO 720.
Kua Whakawhanuihia 30 Tau Kua Whakatika
1) Taurewa Amt $400K~$4.0M
2) Max DTI ki te 50%
Elite Jumbo (5/6 ARM, 7/6 ARM) * He hokohoko anake tenei kaupapa.
Putunga me te huamoni.He nui ake te putea, he iti ake te utu!
Ko nga putea mo te CD 12-marama (me pupuri i roto i te kaute kua tohua e AAA).
He rereke nga hua i te ra whakatuwheratanga.Ko te reiti he 4.25% i te 12/08/2023.
Ko te moni putunga iti rawa20%o te moni nama.
1) Max.Te moni nama $4.0M
2) Max.DTI 45%
3) Min.FICO 700
Patohia ki koneiki te tiki i nga rohe LTV & FICO me etahi atu korero mo te Matrix.
Rererangi Jumbo
Nga Korero me nga Ataata
Nga Moni Moni Jumbo Elite: Kei hea e tutuki ai te utu mo te utu
Te Whakatere i nga Moni Moni Jumbo Katoa: He Aratohu mo te Ao mo nga Kaihoko he iti nga kaute FICO➡Ataata
Te Whakanuia Nga Taonga Rawa me nga Moni Moni Moni Jumbo Katoa: Marama mo nga Whare Kore-Apoka mo te 30-Tau kua pumau me te kore-Waati➡Ataata
Te Whakatere i nga Moni Moni Jumbo Katoa: Ko te Mahi Nui mo te Whakahaere mokete mokete Utu Tomuri➡Ataata
He aha te Jumbo Loan?
Ko te taurewa jumbo he momo putea ka nui ake i nga rohe kua whakaritea e te Federal Housing Finance Agency, a, kaore e taea te hoko, te whakamana, te pupuri ranei e Fannie Mae, Freddie Mac ranei.Ko nga rangatira o nga kaainga me kaha ake nga whakaritenga nama i era e tono ana mo te taurewa tikanga.Ko nga putea Jumbo ka taea e koe te hoko taonga utu nui.Ko te taurewa jumbo kaore e tautokohia e Fannie Mae, Freddie Mac ranei.
I te tau 2024, ka whakapai ake te FHFA i nga tepe taurewa mo nga momo momo tahua katoa, ina koa nga Moni Jumbo.Tena koa tirohia nga rohe i raro i te tau 2024 i California.
2024 Nga Tepe Tarewa i roto i nga Kaute o California
| WHENUA | 1-Waeine Tepe | 2-Waeine Tepe | 3-Waeine Tepe | 4-Waeine Tepe |
| ALAMEDA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ALPINE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMADOR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PATA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KALAVERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CONTRA COSTA | $1,149,825 | $1,472,250 | $1,186,350 | $2,211,600 |
| DEL NORTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EL DORADO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRESNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLENN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUMBOLDT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IMPERIA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INYO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KEREN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NGA KINGI | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LASSEN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOS ANGELES | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MADERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARIN | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARIPOSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENDOCINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCED | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MODOC | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTERI | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
| NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGE | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| KAUPAPA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUMA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TE AWA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAKARAMENTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN PENITO | $1,149,825 | $1,472,250 | $1,779,525c | $2,211,600 |
| SAN BERNARDINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN DIEGO | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| SAN FRANCISCO | $1,149,825 | $1,472,250 | $1,779,525 | $1,867,275 |
| SAN JOAKIN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN LUIS OBISPO | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| SAN MATEO | $1,149,825 | $1,394,775 | $1,779,525 | $2,211,600 |
| SANTA BARBARA | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
| SANTA CLARA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SANTA CRUZ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SHASTA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HIERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SISKIYOU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOLANO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SONOMA | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
| STANILARA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUTTER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TEHAMA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TORUITI | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TULARE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUOLUMNE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VENTURA | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
| YOLO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YUBA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
