Pokapū Hua

Tirohanga

Whakamahia nga putunga 6 marama a te Kai-tarewa o te moni whiwhinga ia marama hei tautoko i nga moni kua kiia i te tau 1003.

* Kaore i te waatea mai i te Motu Tawahi, i te Moni Putea ranei

Kaupapa Whakahirahira

7/6 ARM (5/1/5); 5/6 ARM (2/1/5)

1) Kaore he P&L e hiahiatia ana;
2) Kaore he WVOE e hiahiatia ana;
3) Kaore e hiahiatia he whakahoki taake;
4) No 4506-T Hiahia;
5) Ka whakaaetia nga moni koha;
6) Te moni nama ki te $2.5M;
7) Hoko & R / T Refinance e wātea ana.

He aha te Elite True Stated Income?

• Kei te mohio koe ki te whakamahi i nga rawa kia tika ai koe mo te mokete mokete whare?
• I whakatarewahia, i whakakorehia ranei koe e te kaituku moni mo tetahi kaupapa WVOE (Written Verification of Employment)?
• He iti rawa au rawa ina hiahia koe ki te hoko i to whare ake?
• Kaore ranei to kaituku mahi i hiahia ki te tuku puka WVOE, ki te mahi tahi ranei?

He rite te kaupapa ki te kaupapa {True Stated Income}, he mea hoahoa mo te hunga nama nama me te hunga nama mahi takitahi.

He pehea te mahi a Elite True Stated Income?

He rite tonu ki te ingoa o te hua, he tohu tenei kaupapa me nga rawa. Tirohia i raro:

· Ko te tikanga o te whiwhinga moni e kii ana te kai-tarewa i ana moni whiwhinga TIKA i te tau 1003

(Te tono).

· Ka whakamanahia e matou ka taea te tautoko i a raatau moni ia marama e nga rawa wai i mua i te kati.

Tātaitanga:

Ko nga rawa / 6 me nui ake i nga moni kua kiia

· Tākuta Hauora he $300,000 ana rawa me te 1003 moni whiwhi $20,000 ia marama?
Ae, e tika ana tenei ahuatanga. $300,000 / 6 = $50,000 he nui ake i te $20,000 ia marama kua tuhia ki te tono. Ka whakamahia e matou te $20,000 mo te tohu tohu.

· Kaitiaki Utu Moni he $100,000 ana rawa me te kii he $15,000 ia marama?
Kao, kaore e taea tenei ahuatanga. Ahakoa $100.000 / 6 = $16,666 > $15,000 ko te moni whiwhinga ia marama. e kore e tika mo te mahi a te tangata mahi utu kia $15,000 ia marama.

· Kaipakihi Whaimana Kawemai/Kaweake me te $500,000 i roto i nga rawa me te kii he $100,000 ia marama?
Ae, e tika ana tenei ahuatanga. $500,000 / 6 = $83,333 & te nama nama $100,000 ia marama. Heoi ko te $83,333 anake e whakamahia ana mo nga kaupapa tohu.

Mena ka whiriwhiria e matou te Elite True Stated Income, ka tukuna noa e te tangata nana te nama he moni whiwhi i runga rawa i runga i te tono nama (1003). Ka whakamahia tenei moni whiwhi ki te tatau i te tohu nama ki te tauwehenga moni.

Ko wai ka tono mo te Elite True Stated Income?

Ka rite ki te korero i runga ake nei, ahakoa he nama nama koe, he nama mahi takitahi ranei, ka taea e koe te tono mo te Elite True Stated Income. Mo te kai-tarewa utu, kaore e hiahiatia he tuhinga motuhake ina tono mokete mokete whare hou koe me tetahi Kai-tuku-kore-QM. Mo te hunga nama mahi takitahi, 1099 ranei nga nama nama, ka hiahiatia he reta CPA.