Tirohanga
Tauākī Peeke Kōpaki
Kōpaki DSCR
Portfolio Foreign National DSCR
* Hokohoko Anake
Nga korero
1) 5/6 ARM 30 Ra Wawaenga SOFR (5/1/5);
2) Tauwehenga hoko i raro i te par 1:2;
3) Max.Te moni nama $5,000,000.
* Ko te owehenga hoko ki runga ake i te par kaore e whakaaetia
Tauākī Peeke Kōpaki
1) UW Utu $1495 & Utu Tukatuka $845;
2) Utu Arotake Kaitiaki/Hongonga $300, mena e tika ana;
3) Tauākī Peeke Moni Moni Max.LTV 65%;
4) Tauākī Peeke - Moni anake Max.LTV 60%;
5) Min.Te moni nama $500,000;
6) Motu o Tawahi - Kaore e taea;
7) Ko te 18-Marama i mua i te utu utu he rite ki te 6 marama huamoni;
8) Min.12 marama PITIA i runga i nga whenua hei whenua rahui;
9) Okotahi: take i ia keehi mo te nui o te nama ≤ $500k me te 0.5 kua whakaritea ki te utu.
Kōpaki DSCR
1) UW Utu $1495 & Utu Tukatuka $845;
2) Arotake Trust/Hongonga $300, mena e tika ana;
3) Min.Te moni nama $500,000;
4) Motu o Tawahi - Kare e tika;
5) Min.DSCR 1.000;
6) Taurewa ki te tangata maori - Kore he Hinonga Kai-Tarewa;
7) 2-4 Waeine Taonga e tika ana me te 5% Whakaiti i te Max.LTV/CLTV i runga i te Matrix;
8) Ko te 18-Marama i mua i te utu utu he rite ki te 6 marama huamoni;
9) Min.12 marama PITIA i runga i nga whenua hei whenua rahui;
10) Okotahi: keehi ma ia keehi mo te nui o te nama ≤ $500k me te 0.5 kua whakaritea ki te utu.
Kōpaki FN DSCR
1) UW Utu $1495 & Utu Tukatuka $845;
2) Arotake Trust/Hongonga $300, mena e tika ana;
3) Arotake Motu Tawahi $250;
4) Min.Te moni nama $500,000;
5) Min.DSCR 1.000;
6) Nga Moni Anake - Kaore e Whakaaetia;
7) Mana o te Roia - Kaore i te Whakaaetia;
8) He 18 marama te utu i mua i te utu (Kaipuumohi anake) he rite ki te 6 marama huamoni.
9) Min.12 marama PITIA i runga i nga whenua hei whenua rahui;
10) Okotahi: keehi ma ia keehi mo te nui o te nama ≤ $500k me te 0.5 kua whakaritea ki te utu.
Me pehea te tatau i te Portfolio DSCR?
Ka tatauhia te DSCR e whai ake nei: DSCR = *Te Utu Ritenga Kupenga ÷ Te Utu Marama Tohu (P me ahau anake);
*Ngā Moni Reti Kupenga = Nga Reti Kere * (1 - Taunga Whakapaunga);
Nga Hunga Whakapaunga: Taonga kore HOA = 25%, Taonga me te HOA = 30%;
Ka iti ake te utu o te riihi: Nga whiwhinga riihi o naianei, te moni ranei i runga i te 1007 i homai e te kaiarohaehae e whakaatu ana i te raarangi utu reti maakete.
